Cash vs Credit

What a bored day... i've decided not to go online with my prepaid broadband at the office... the speed is soooooo huh....

Yesterday, I went to astro to settle 2 months unpaid bills (heheh... we're not using the account after hubby move here) To my surprise their counter did'nt accept cash payment!! adaka!! 1st time jumpa mcm ni... usually credit card payment not acceptable... but it's the other way around pulak... nevermindlah, thank God the termination can be process there... at least there's sumtin' can be settle. *sigh* to terminate, we have to give them a 1 month notice (mcm kerja dgn dorg pulak) so my account already schedule to be terminate on the 17th sept... so kiranya ada lagi la kena bayar free2 macam tu ja huhuhu... To offer the service punyalah cepat, if we want to terminate banyak songeh lah pulak. Then the officer said we have to give the smartcard within 1 month after termination, if not RM80 will be charge... (apa2 lah... the card is not under 'my collection' list anyway)

Simulation: Day 2.. missing my family huwaaaa

My sweet Arwen...

Charming Anaqin

My love of a lifetime

Financial Planning

Recently, I wanted to stick on this principle: satisfy yourself by spending the money you earned, rather than spend it to others... significantly selfish, but I'm tired of having responsible to other's financial problem especially when I'm not the right person to be accountable of. I know that I have better living and job, but I'm not a millionaire!! I know that I can make use the benefits of government servant to apply loans, but who can give me the assurance that the person will pay the monthly payment, whilst legally, (stated in the contract of agreement) I'm the person that should pay??? If the person is being honest though, what if, something bad happened to the person, for example death (sorry, but I'm not praying for it). Spend wisely, spend with what you have in the pocket, if you can't afford of what you want, then save, avoid loans!!! But if you really have to (the loan thingy..) be responsible and make sure you can settle the monthly payment, don't be the burden of someone else..